:root {
  --blue: #002979;
  --light-blue: #006ac0;
  --red: #ed0b14;
  --ink: #002979;
  --muted: #4b5b7c;
  --bg-1: #e2ecf9;
  --bg-2: #f2f6fb;
  --glass: rgba(255, 255, 255, 0.62);
  --glass-border: rgba(255, 255, 255, 0.9);
  --shadow: 0 12px 32px -10px rgba(0, 41, 121, 0.22);
  --radius: 18px;
  --max: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: linear-gradient(135deg, var(--bg-1), var(--bg-2) 55%, #e7effa);
  min-height: 100vh;
  position: relative;
  overflow-x: hidden;
}
body::before, body::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  z-index: -1;
}
body::before {
  width: 520px; height: 520px; top: -200px; right: -160px;
  background: radial-gradient(circle, rgba(0, 106, 192, 0.28), rgba(0, 106, 192, 0));
}
body::after {
  width: 620px; height: 620px; bottom: -260px; left: -220px;
  background: radial-gradient(circle, rgba(0, 41, 121, 0.16), rgba(0, 41, 121, 0));
}

a { color: var(--light-blue); }
h1, h2, h3 { margin: 0 0 12px; line-height: 1.15; }
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); font-weight: 800; }
h2 { font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 700; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { line-height: 1.6; margin: 0 0 12px; }
.muted { color: var(--muted); }
.container { width: min(var(--max), 100% - 40px); margin: 0 auto; }
section { padding: 64px 0; }
.section-title { text-align: center; margin-bottom: 36px; }
.section-title p { max-width: 640px; margin: 0 auto; }

/* Header */
header {
  position: sticky; top: 0; z-index: 10;
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  background: rgba(255, 255, 255, 0.7);
  border-bottom: 1px solid rgba(255, 255, 255, 0.9);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.nav img { height: 30px; }
.nav ul { display: flex; gap: 24px; list-style: none; margin: 0; padding: 0; }
.nav a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: 0.95rem; }
.nav a:hover { color: var(--light-blue); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 22px; border-radius: 14px; font-weight: 600; text-decoration: none;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--blue), #0b4aa8);
  box-shadow: 0 12px 24px -8px rgba(0, 41, 121, 0.45);
}
.btn-glass {
  color: var(--ink);
  background: var(--glass);
  border: 1.2px solid var(--glass-border);
  box-shadow: var(--shadow);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
}
.btn-glass.soon { opacity: 0.7; cursor: default; }
.btn-glass.soon:hover { transform: none; }
.btn svg { width: 22px; height: 22px; }

/* Glass card */
.glass {
  background: var(--glass);
  border: 1.2px solid var(--glass-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  padding: 24px;
}

/* Hero */
.hero { padding: 72px 0 40px; }
.hero .container { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: center; }
.hero .lead { font-size: 1.15rem; max-width: 520px; }
.hero .actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 26px 0 18px; }
.hero .badges { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.hero .badges img { height: 44px; }
.hero .badges span { font-size: 0.85rem; }

.phone {
  justify-self: center;
  width: 300px; aspect-ratio: 9 / 19.5;
  border-radius: 40px;
  padding: 12px;
  background: linear-gradient(160deg, #0c1a3d, #1b2f66);
  box-shadow: 0 30px 60px -20px rgba(0, 41, 121, 0.55);
}
.phone .screen {
  width: 100%; height: 100%;
  border-radius: 30px; overflow: hidden;
  background: var(--bg-2);
}
.phone img { width: 100%; height: 100%; object-fit: cover; display: block; }

/* Galerija ekrana */
.screens { display: flex; justify-content: center; gap: 28px; flex-wrap: wrap; }
.phone-sm { width: 240px; border-radius: 32px; padding: 10px; }
.phone-sm .screen { border-radius: 24px; }

/* Grids */
.grid { display: grid; gap: 20px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.icon-circle {
  width: 52px; height: 52px; border-radius: 50%;
  display: grid; place-items: center;
  background: #e3ecf8; color: var(--blue); margin-bottom: 14px;
}
.icon-circle svg { width: 26px; height: 26px; }

/* Standards */
.standards-logos { display: flex; justify-content: center; align-items: center; gap: 36px; margin-bottom: 32px; flex-wrap: wrap; }
.standards-logos img { height: 96px; }
.standards-logos .ips { height: 56px; }

/* Steps */
.steps { counter-reset: step; }
.step { position: relative; padding-left: 64px; }
.step::before {
  counter-increment: step; content: counter(step);
  position: absolute; left: 20px; top: 22px;
  width: 32px; height: 32px; border-radius: 50%;
  background: var(--blue); color: #fff; font-weight: 700;
  display: grid; place-items: center;
}

/* Banks */
.banks { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.bank {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 10px 16px; border-radius: 999px;
  background: var(--glass); border: 1.2px solid var(--glass-border);
  font-weight: 600; font-size: 0.95rem;
}
.bank .dot { width: 10px; height: 10px; border-radius: 50%; background: var(--light-blue); }
.bank.soon { opacity: 0.6; }
.bank.soon .dot { background: #9db0c8; }

/* Download */
.download .glass { text-align: center; padding: 40px 24px; }
.download .actions { display: flex; justify-content: center; flex-wrap: wrap; gap: 14px; margin: 22px 0 10px; }

/* Privacy list */
.privacy ul { line-height: 1.7; padding-left: 20px; }

/* Footer */
footer { padding: 28px 0 40px; font-size: 0.85rem; color: var(--muted); }
footer .container { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }

@media (max-width: 860px) {
  .hero .container { grid-template-columns: 1fr; }
  .phone { width: 260px; }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .nav ul { display: none; }
  section { padding: 48px 0; }
}